Even better, we give out lines of credit. A loan and a credit line are both types of debt. However, with our credit line, you always have access to a pool of money and don't have to pay interest on it until you make use of the money. That's not possible with a loan which only gives you a one-time lump sum and requires you pay an interest on that amount, whether or not you've spent it.
The amount of money you have access to each month will increase based on your credit score and financial history with us.
SwiftMoney is different from other financial apps because we offer lines of credit, not loans. Yet, we do not charge any interest on the credit.
We also make you of artificial intelligence to help you manage your finances. Ultimately, we offer additional benefits like discounts at your favourite merchants and rewards, in the form of SwiftyPoints.
Swifty point is our loyalty system that rewards you for completing transactions in our app.
You can redeem your Swifty points for cash to be deposited in your account.
To open an account with us, simply: download our appand get started.
You must be at least 16 years old with a valid Nigerian phone number.